Auto Insurance in Wheaton and Carol Stream, IL

Keeping Drivers in Wheaton and Throughout Northeast Illinois Protected Against Risk

Collisions, thefts, fires, and hailstorms are all things that can be costly.  All Illinois drivers face these and other risks, and for this reason Illinois drivers need protection.  Insurance provides necessary protection, and at Rich Davis & Associates, Inc. we have a complete auto insurance program.

We’ve insured drivers in Wheaton and throughout Northeast Illinois for many years, and we have coverages that can protect any vehicle.  This is one reason why we'll give you the best possible auto insurance.  Also, we’re local, so we’ll know and understand the needs of any driver whom we insure.  Knowing and understanding the needs of any driver whom we insure enables us to deliver the finest services to the driver. 

Auto Insurance Coverage Details

Illinois has minimum standards for auto insurance limits, and the minimum standards that the state has dictate that drivers purchase insurance that protects against only un-costly risks.  This is why we provide auto insurance that has limits with minimums of 100/300/100.  As a result of us providing auto insurance that has limits with minimums of 100/300/100, every driver whom we insure stays fully protected.

We provide standard coverages like bodily injury liability, medical payments or personal injury protection (PIP), and property damage liability.  We also provide other coverages and we provide riders and endorsements.  Coverages, riders, and endorsements can be purchased in single policies or in standalone policies.  Regardless of whether you need a single policy or standalone policies, we’ll help you select the right coverages and we’ll also ensure that the solution that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, talk with an agent.

Dedicated, Hands-On Agents Protecting You and All of Your Vehicles

We thoroughly assess clients' needs through one-on-one consultations, and once we know and understand clients’ needs, we identify the right coverages.  At the points that the right coverages are identified, we create the best possible solutions.  

We review policies and plans before renewals, and this ensures that coverages are always current and also that clients’ rates are always competitive.  We notify clients when we perform reviews, and this way clients can participate in policy and plan review processes.  Participating in review processes ensures that clients understand their purchases and also that clients are completely protected.

Contact us or call us today.  You can start on a policy by requesting a quote.

Additional Auto Insurance Information:

At Rich Davis & Associates, Inc. we’re proud to provide car insurance in Carol Stream, Wheaton, West Chicago, Winfield, Bloomingdale, and St. Charles, IL.  We also serve other areas in the state.

Related Products:

Our Location

Rich Davis & Associates, Inc

665 Andrew Lane
Carol Stream, IL 60188
Main office: 630-524-4803

Our Providers

We went to Rich Davis & Assoc for home and auto insurance quotes. It had been many years since we had done this process and Rich was patient, professional and thorough. He guided us through all of the detail and was pleasant throughout. We would recommend his agency to any of our friends or acquaintances that are seeking insurance. In fact - we already have!
Mary B.
Rich answered all my questions regarding the purchase of both an accident and homeowners policy through Grange Insurance. He did price comparisons and offered suggestions prior to the purchase. He gave me choices and was very patient and that always gives the customer satisfaction about who he is working with. I highly recommend RDA Insurance to anyone looking for either a new policy or for policy comparisons.
Ron D.
Rich Davis has handled my Car and Homeowner's insurance for over 20 years. Rich is a man of integrity and works very hard to meet the needs of his customers. I don't usually recommend or refer my family and friends to anyone I do business with unless their services are outstanding and a great example of excellence. Rich Davis and Associates have both of the very important qualities!
Cathy B.