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630.524.4803

Renters Insurance in Carol Stream and Wheaton, IL

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Rich Davis & Associates, Inc, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Rich Davis & Associates, Inc are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Rich Davis & Associates, Inc

665 Andrew Lane
Carol Stream, IL 60188
Main office: 630-524-4803

Our Providers

We went to Rich Davis & Assoc for home and auto insurance quotes. It had been many years since we had done this process and Rich was patient, professional and thorough. He guided us through all of the detail and was pleasant throughout. We would recommend his agency to any of our friends or acquaintances that are seeking insurance. In fact - we already have!
Mary B.
Rich answered all my questions regarding the purchase of both an accident and homeowners policy through Grange Insurance. He did price comparisons and offered suggestions prior to the purchase. He gave me choices and was very patient and that always gives the customer satisfaction about who he is working with. I highly recommend RDA Insurance to anyone looking for either a new policy or for policy comparisons.
Ron D.
Rich Davis has handled my Car and Homeowner's insurance for over 20 years. Rich is a man of integrity and works very hard to meet the needs of his customers. I don't usually recommend or refer my family and friends to anyone I do business with unless their services are outstanding and a great example of excellence. Rich Davis and Associates have both of the very important qualities!
Cathy B.