Auto Insurance in Wheaton and Carol Stream, IL
Keeping Drivers in Wheaton and Throughout Northeast Illinois Protected Against Risk
Collisions, thefts, fires, and hailstorms are all things that can be costly. All Illinois drivers face these and other risks, and for this reason Illinois drivers need protection. Insurance provides necessary protection, and at Rich Davis & Associates, Inc. we have a complete auto insurance program.
We’ve insured drivers in Wheaton and throughout Northeast Illinois for many years, and we have coverages that can protect any vehicle. This is one reason why we'll give you the best possible auto insurance. Also, we’re local, so we’ll know and understand the needs of any driver whom we insure. Knowing and understanding the needs of any driver whom we insure enables us to deliver the finest services to the driver.
Auto Insurance Coverage Details
Illinois has minimum standards for auto insurance limits, and the minimum standards that the state has dictate that drivers purchase insurance that protects against only un-costly risks. This is why we provide auto insurance that has limits with minimums of 100/300/100. As a result of us providing auto insurance that has limits with minimums of 100/300/100, every driver whom we insure stays fully protected.
We provide standard coverages like bodily injury liability, medical payments or personal injury protection (PIP), and property damage liability. We also provide other coverages and we provide riders and endorsements. Coverages, riders, and endorsements can be purchased in single policies or in standalone policies. Regardless of whether you need a single policy or standalone policies, we’ll help you select the right coverages and we’ll also ensure that the solution that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Mexican Auto Insurance
- Medical Payments Coverage
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, talk with an agent.
Dedicated, Hands-On Agents Protecting You and All of Your Vehicles
We thoroughly assess clients' needs through one-on-one consultations, and once we know and understand clients’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
We review policies and plans before renewals, and this ensures that coverages are always current and also that clients’ rates are always competitive. We notify clients when we perform reviews, and this way clients can participate in policy and plan review processes. Participating in review processes ensures that clients understand their purchases and also that clients are completely protected.
Additional Auto Insurance Information:
- Illinois Auto Insurance Information and Resources (The Illinois Department of Insurance)
- Illinois Auto Insurance Details and Resources (DMV)
- Auto Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
At Rich Davis & Associates, Inc. we’re proud to provide car insurance in Carol Stream, Wheaton, West Chicago, Winfield, Bloomingdale, and St. Charles, IL. We also serve other areas in the state.